MetLife Dental Claim Form

Coverage available through the Board of Regents is an indemnity plan, which allows employees to choose any dentist. After a $50 deductible is satisfied, the plan covers 80% of routine and major restorative dental services. Preventive dental services (cleanings) are covered at 100% and not subject to a deductible. Contact Human Resources for more details or click on the link below.

http://www.usg.edu/hr/benefits/dental_insurance/

Dental Claim Reimbursement form:
http://www.usg.edu/hr/benefits_docs/dentalclaim.pdf

Regular faculty and classified staff members who work 20 hours or more per week are eligible to participate in this plan. The Long-term monthly benefit is 60% of the participant's salary with a maximum of $7,000. The waiting period before payment of benefits begins is 90 days. LONG TERM DISABILITY PLAN DESCRIPTION

The Short-term monthly benefit is 60% of the participant's salary. The waiting period before payment of benefits begins is 30 days. SHORT TERM DISABILITY PLAN DESCRIPTION

Group life insurance is provided to employees who consistently work 30 hours or more per week. Employees receive $25,000 of life insurance at no cost. This coverage includes double indemnity for accidental death and coverage for dismemberment due to an accident.

Supplemental life insurance is available in amounts equal to one, two, three, four, or five time(s) the employee's annual salary. This insurance is optional, and the employee pays the cost. The premiums are based on the age of the insured and the amount of coverage selected. Coverage up to three times the employee's salary does not require documentation. Coverage in the amount of four and five times the salary requires completion of an Evidence of Insurability (EOI) form.

Spouse Life Insurance is also available. The premium is based on age and the amount of coverage requested. Coverage may range from $10,000.00 up to $250,000.00

Child Life Insurance may be purchased for unmarried, dependent children up to age 19 (age 25 if a full-time student). Dependent coverage is $2000 for children to six months of age and $10,000 for all other eligible dependents. The cost for this coverage is $1.00 per month. This $1.00 premium pays for all covered children..

Click the link below to view the CIGNA Term Life and Accident Insurance brochure:

CIGNA Term Life and Accident Insurance Brochure

For more information on the University System of Georgia's life insurance programs and to review the Summary Plan Description, click on the link below.

http://www.usg.edu/hr/benefits/life_insurance/

Full time employees may choose one of three healthcare options: The Board of Regents Indemnity plan, the preferred Provider Organization (PPO), or Blue Choice HMO. Macon State College contributes approximately 75% to the total cost of the plan.

Human Resources provides each benefits-eligible employee with complete descriptions and comparisons of benefits for each of the available medical plans, including rates. A new employee must select the type of coverage desired within 31 days of their employment date. Enrollment is not allowed after this period, except during an open enrollment period.  For more information on coverage, provider directories, etc.  please click on the link below.

http://www.usg.edu/hr/benefits/health_insurance/